Ricardo Miguel do Carmo Almeida is a reference professional in the affinity insurance sector and sales management, recognized for his ability to lead product innovation, drive business development, and guide commercial teams to success.
With solid experience in building strategic partnerships and managing relationships with major partners, he has been instrumental in market expansion from scratch, both in B2B and B2B2C environments. His visionary approach and passion for technology and digital transformation have enabled him to create disruptive insurance solutions and optimize operations in complex contexts, both nationally and internationally.
His career encompasses a comprehensive understanding of the insurance sector, including the management of distribution networks, offer underwriting, product development and commercial partnerships, customer service, and strategic consulting. Moreover, he has led corporate projects on strategic planning and business transformation, consolidating an integral business vision and a results-oriented approach.
