Carmen Gutiérrez

With a background in Business Sciences and 20 years of experience in the insurance sector, he has worked in the Risk Management Department of the Telefónica Group and, for more than fifteen years, in affinities insurance with the Group’s Aseguradora de Directo (Telefónica Seguros), developing innovative products such as mobile insurance.

For the past six years, he has led the development of cyber insurance at Telefónica Seguros, being responsible for the product and manager of underwriting and business, focusing on creating cyber solutions that protect our customers in an increasingly complex digital environment.